Genius Hacks that Make Your Life Easier

Ever wish life came with an instruction manual? While we can’t promise that, we’ve got the next best thing: genius hacks designed to make your everyday existence a whole lot smoother.

From simple tricks to streamline your morning routine to innovative solutions that’ll have you wondering how you ever lived without them, these hacks are game-changers.

Get ready to say hello to a more efficient and stress-free life.

Add Baking Soda to Your Toilet

Let’s talk about an unsung hero hiding in your pantry: baking soda. You know, that unassuming white powder that’s usually reserved for baking cookies or deodorizing your fridge? Well, it turns out it’s a game-changer for your toilet too.

We get it, the idea might seem a bit odd at first, but trust us – this household staple can do wonders beyond the kitchen.

So, why should you consider adding baking soda to your toilet routine? Picture this: a sparkling, fresh-smelling porcelain throne without the need for harsh chemicals. No one wants a bathroom that resembles a chemical plant, right? Plus, it’s a budget-friendly hack that’s gentle on both your wallet and the environment.

Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

Set Up Direct Deposit — Pocket $300

When you set up direct deposit with SoFi Checking and Savings (Member FDIC), they’ll put up to $300 straight into your account. No… really. Just a nice little bonus for making a smart switch.

Why switch? With SoFi, you can earn up to 3.80% APY on savings and 0.50% on checking, plus a 0.70% APY boost for your first 6 months when you set up direct deposit or keep $5K in your account. That’s up to 4.50% APY total. Way better than letting your balance chill at 0.40% APY.

There’s no fees. No gotchas. Make the move to SoFi and get paid to upgrade your finances.

Get 3% Cash Back on Gas and Groceries with No Annual Fee

So, we’re all out here buying groceries, filling up the tank, and binge-watching literally everything—but what if there was a card that actually paid you back for all of it? No catch. No weird coupon energy. Just real money back.

It’s called the Blue Cash Everyday® Card from American Express, and honestly? It’s kind of a no-brainer. You get 3% cash back at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases—up to $6,000 per category per year (then 1% after that). So whether you’re grabbing groceries, filling up the tank, or buying way too much from that “just browsing” online cart, you’re getting rewarded for it.

Plus, with enrollment, you can get a statement credit for The Disney+ Bundle (Disney+, Hulu, and ESPN+), so even your streaming habit comes with a perk.

You’ll also earn 1% back on all other eligible purchases, and cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

People love this card for a reason. It’s solid, has great reviews, and Amex customer service is next level. Like, “someone swiped my card and they handled it in 10 minutes” level good.

And the best part? You can get $200 statement credit back after spending $2,000 in the first six months. Since there’s no annual fee, you can try it out totally stress-free.

If you’re already spending the money, you might as well get a piece of it back.Take two minutes to check out the Blue Cash Everyday® Card from American Expressit might just be your easiest money win of the year.

Enrollment is required for some benefits. Terms apply. For rates and fees on the Blue Cash Everyday® Card, please see here.

Get Up to $2,000 in Stock When You Start Investing with Active Invest

If you’ve been thinking about investing, now’s the time to jump in. With SoFi Active Invest, you can trade stocks and ETFs with no commissions1, no account minimums, and no confusing hoops to jump through.

Here’s the best part: Fund an active account and enroll in SoFi plus with as little as $50, and you could earn up to $2,000 in stock2. Whether it’s your first trade or your 50th, SoFi makes investing accessible.

You can also take advantage of a 1% IRA match on contributions and rollovers, helping you grow your retirement savings even faster (terms apply).

With SoFi, you can buy and sell stocks with no commissions, so you never have to pay to invest your own money. You’ll also have access to real-time investing news, personalized watchlists, and curated insights to help you make smarter decisions. You can even start with as little as $5 thanks to fractional shares, making it easier than ever to own a piece of the companies you believe in. Plus, as a SoFi member, you’ll be part of a community of investors with access to exclusive events and rate discounts on other SoFi products.

Ready to put your money to work for you? Fund your account, start trading, and see how far SoFi Active Invest can take you.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

Protect Your Household from System & Appliance Breakdowns — and Save BIG!

It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.

Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?

Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.

A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t. 

And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.

Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.

Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.

Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

Let This Free App Earn You $290/Year on Gas, Groceries and Dining

An app called Upside helps you earn cash back on everyday purchases without any mental math. The app shows you participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.

Plus, you can earn cash back at grocery stores and restaurants including local favorites and national chains like Domino’s, Taco Bell, Five Guys, Popeyes and Applebee’s.

People who use the app regularly earn as much as $290 every year. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.

Here’s how to start earning: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready, claim an offer, tap “Check In” before you pay with your linked card — easy money for a few seconds of your time.

You can cash out any time, and you’ll get your money within two days of initiating a transfer. Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.

Get Paid Up to $83 Every Time You Win Playing Bingo

We all have our go-to time-killers on our phones. But this one actually gives you the chance to win up to $83 every time you play.

It’s a free app called Bingo Cash, and right now, you could octuple your money — as in 8x — when you play. When you add $10 to your account, Bingo Cash will give you a $5 bonus to use toward tournaments, where you could win up to $83. 

You’ll compete against other players at your skill level, all using the same board, and the top three players can win real money — anywhere from $1 to $83.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and over 15,000 ratings, averaging 4.7 stars (out of 5).

Want to see if you could turn your $10 deposit into $83 in winnings? Just download the free app and start playing your first game immediately.

Add Baking Soda to Your Toilet

Let’s talk about an unsung hero hiding in your pantry: baking soda. You know, that unassuming white powder that’s usually reserved for baking cookies or deodorizing your fridge? Well, it turns out it’s a game-changer for your toilet too.

We get it, the idea might seem a bit odd at first, but trust us – this household staple can do wonders beyond the kitchen.

So, why should you consider adding baking soda to your toilet routine? Picture this: a sparkling, fresh-smelling porcelain throne without the need for harsh chemicals. No one wants a bathroom that resembles a chemical plant, right? Plus, it’s a budget-friendly hack that’s gentle on both your wallet and the environment.

Stop Overpaying at Amazon

Wouldn’t it be nice if you got an alert when you’re shopping online at Amazon or Target and are about to overpay?

That’s exactly what Capital One Shopping does. 

Just add it to your browser for free, and before you check out, it’ll check other websites, including Walmart, eBay and others to see if your item is available for cheaper. Plus, you can get coupon codes, set up price-drop alerts and even see the item’s price history.

Let’s say you’re shopping for a new TV, and you assume you’ve found the best price. Here’s when you’ll get a pop up letting you know if that exact TV is available elsewhere for cheaper. If there are any available coupon codes, they’ll also automatically be applied to your order.

In the last year, this has saved people $160 million.

You can get started in just a few clicks to see if you’re overpaying online.

Cancel Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

Set Up Direct Deposit — Pocket $300

When you set up direct deposit with SoFi Checking and Savings (Member FDIC), they’ll put up to $300 straight into your account. No… really. Just a nice little bonus for making a smart switch.

Why switch? With SoFi, you can earn up to 3.80% APY on savings and 0.50% on checking, plus a 0.70% APY boost for your first 6 months when you set up direct deposit or keep $5K in your account. That’s up to 4.50% APY total. Way better than letting your balance chill at 0.40% APY.

There’s no fees. No gotchas. Make the move to SoFi and get paid to upgrade your finances.

Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

Get Up to $2,000 in Stock When You Start Investing with Active Invest

If you’ve been thinking about investing, now’s the time to jump in. With SoFi Active Invest, you can trade stocks and ETFs with no commissions1, no account minimums, and no confusing hoops to jump through.

Here’s the best part: Fund an active account and enroll in SoFi plus with as little as $50, and you could earn up to $2,000 in stock2. Whether it’s your first trade or your 50th, SoFi makes investing accessible.

You can also take advantage of a 1% IRA match on contributions and rollovers, helping you grow your retirement savings even faster (terms apply).

With SoFi, you can buy and sell stocks with no commissions, so you never have to pay to invest your own money. You’ll also have access to real-time investing news, personalized watchlists, and curated insights to help you make smarter decisions. You can even start with as little as $5 thanks to fractional shares, making it easier than ever to own a piece of the companies you believe in. Plus, as a SoFi member, you’ll be part of a community of investors with access to exclusive events and rate discounts on other SoFi products.

Ready to put your money to work for you? Fund your account, start trading, and see how far SoFi Active Invest can take you.

Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

Protect Your Household from System & Appliance Breakdowns — and Save BIG!

It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.

Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?

Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.

A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t. 

And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.

Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.

Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.

Get 3% Cash Back on Gas and Groceries with No Annual Fee

So, we’re all out here buying groceries, filling up the tank, and binge-watching literally everything—but what if there was a card that actually paid you back for all of it? No catch. No weird coupon energy. Just real money back.

It’s called the Blue Cash Everyday® Card from American Express, and honestly? It’s kind of a no-brainer. You get 3% cash back at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases—up to $6,000 per category per year (then 1% after that). So whether you’re grabbing groceries, filling up the tank, or buying way too much from that “just browsing” online cart, you’re getting rewarded for it.

Plus, with enrollment, you can get a statement credit for The Disney+ Bundle (Disney+, Hulu, and ESPN+), so even your streaming habit comes with a perk.

You’ll also earn 1% back on all other eligible purchases, and cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

People love this card for a reason. It’s solid, has great reviews, and Amex customer service is next level. Like, “someone swiped my card and they handled it in 10 minutes” level good.

And the best part? You can get $200 statement credit back after spending $2,000 in the first six months. Since there’s no annual fee, you can try it out totally stress-free.

If you’re already spending the money, you might as well get a piece of it back.Take two minutes to check out the Blue Cash Everyday® Card from American Expressit might just be your easiest money win of the year.

Enrollment is required for some benefits. Terms apply. For rates and fees on the Blue Cash Everyday® Card, please see here.

Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

Add Baking Soda to Your Toilet

Let’s talk about an unsung hero hiding in your pantry: baking soda. You know, that unassuming white powder that’s usually reserved for baking cookies or deodorizing your fridge? Well, it turns out it’s a game-changer for your toilet too.

We get it, the idea might seem a bit odd at first, but trust us – this household staple can do wonders beyond the kitchen.

So, why should you consider adding baking soda to your toilet routine? Picture this: a sparkling, fresh-smelling porcelain throne without the need for harsh chemicals. No one wants a bathroom that resembles a chemical plant, right? Plus, it’s a budget-friendly hack that’s gentle on both your wallet and the environment.

Cancel Your Car Insurance

You might not even realize it, but your car insurance company is probably overcharging you. In fact, they’re kind of counting on you not noticing. Luckily, this problem is easy to fix. 

Don’t waste your time browsing insurance sites for a better deal. A company called Insurify shows you all your options at once — people who do this save up to $1,025 per year. 

If you tell them a bit about yourself and your vehicle, they’ll send you personalized quotes so you can compare them and find the best one for you.

It takes just five minutes to compare your options with Insurify and see how much you could save on car insurance.

This App Paid Out $1.5 Billion in Prizes in 2024 — Earn Your Share Playing Solitaire!

Lots of us already play Solitaire on our phones for fun. Want to see if you can win money at it?

A free app called Solitaire Cash lets you play for real money — up to $83 per win and gives you a shot at a share of the massive $143 million in monthly prizes they awarded throughout 2024.

For each game of Solitaire, you’ll compete against at least five other players. Everyone gets the same deck, so it’s all about skill. The top three players can win real money.

In 2024 alone, Solitaire Cash awarded an incredible $1.5 billion in prizes. That means players just like you had a chance to win big every month — and 2025 could be even better.

You can play free practice games or enter tournaments for as little as $1. Right now, Solitaire Cash will give you a $5 bonus to use toward tournaments when you add $10 to your account.

And no, this isn’t one of those spammy apps. There aren’t even any annoying ads. Over on the App Store, it has over a million downloads and more than 15,000 ratings, averaging 4.7 stars (out of 5).Want to see how much you could win? You can start playing right now to find out. Download the free app and get your $5 bonus when you add $10.

Set Up Direct Deposit — Pocket $300

When you set up direct deposit with SoFi Checking and Savings (Member FDIC), they’ll put up to $300 straight into your account. No… really. Just a nice little bonus for making a smart switch.

Why switch? With SoFi, you can earn up to 3.80% APY on savings and 0.50% on checking, plus a 0.70% APY boost for your first 6 months when you set up direct deposit or keep $5K in your account. That’s up to 4.50% APY total. Way better than letting your balance chill at 0.40% APY.

There’s no fees. No gotchas. Make the move to SoFi and get paid to upgrade your finances.

Get 3% Cash Back on Gas and Groceries with No Annual Fee

So, we’re all out here buying groceries, filling up the tank, and binge-watching literally everything—but what if there was a card that actually paid you back for all of it? No catch. No weird coupon energy. Just real money back.

It’s called the Blue Cash Everyday® Card from American Express, and honestly? It’s kind of a no-brainer. You get 3% cash back at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases—up to $6,000 per category per year (then 1% after that). So whether you’re grabbing groceries, filling up the tank, or buying way too much from that “just browsing” online cart, you’re getting rewarded for it.

Plus, with enrollment, you can get a statement credit for The Disney+ Bundle (Disney+, Hulu, and ESPN+), so even your streaming habit comes with a perk.

You’ll also earn 1% back on all other eligible purchases, and cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

People love this card for a reason. It’s solid, has great reviews, and Amex customer service is next level. Like, “someone swiped my card and they handled it in 10 minutes” level good.

And the best part? You can get $200 statement credit back after spending $2,000 in the first six months. Since there’s no annual fee, you can try it out totally stress-free.

If you’re already spending the money, you might as well get a piece of it back.Take two minutes to check out the Blue Cash Everyday® Card from American Expressit might just be your easiest money win of the year.

Enrollment is required for some benefits. Terms apply. For rates and fees on the Blue Cash Everyday® Card, please see here.

Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

Get Up to $2,000 in Stock When You Start Investing with Active Invest

If you’ve been thinking about investing, now’s the time to jump in. With SoFi Active Invest, you can trade stocks and ETFs with no commissions1, no account minimums, and no confusing hoops to jump through.

Here’s the best part: Fund an active account and enroll in SoFi plus with as little as $50, and you could earn up to $2,000 in stock2. Whether it’s your first trade or your 50th, SoFi makes investing accessible.

You can also take advantage of a 1% IRA match on contributions and rollovers, helping you grow your retirement savings even faster (terms apply).

With SoFi, you can buy and sell stocks with no commissions, so you never have to pay to invest your own money. You’ll also have access to real-time investing news, personalized watchlists, and curated insights to help you make smarter decisions. You can even start with as little as $5 thanks to fractional shares, making it easier than ever to own a piece of the companies you believe in. Plus, as a SoFi member, you’ll be part of a community of investors with access to exclusive events and rate discounts on other SoFi products.

Ready to put your money to work for you? Fund your account, start trading, and see how far SoFi Active Invest can take you.

Protect Your Household from System & Appliance Breakdowns — and Save BIG!

It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.

Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?

Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.

A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t. 

And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.

Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.

Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

Let This Free App Earn You $290/Year on Gas, Groceries and Dining

An app called Upside helps you earn cash back on everyday purchases without any mental math. The app shows you participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.

Plus, you can earn cash back at grocery stores and restaurants including local favorites and national chains like Domino’s, Taco Bell, Five Guys, Popeyes and Applebee’s.

People who use the app regularly earn as much as $290 every year. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.

Here’s how to start earning: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready, claim an offer, tap “Check In” before you pay with your linked card — easy money for a few seconds of your time.

You can cash out any time, and you’ll get your money within two days of initiating a transfer. Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.

Get Paid $225/Month While Watching Movie Previews

If we told you that you could get paid while watching videos on your computer, you’d probably laugh.

It’s too good to be true, right?

But we’re serious. By signing up for a free account with InboxDollars, you could add up to $225 a month to your pocket. They’ll send you short surveys every day, which you can fill out while you watch someone bake brownies or catch up on the latest Kardashian drama.

No, InboxDollars won’t replace your full-time job, but it’s something easy you can do while you’re already on the couch tonight, wasting time on your phone.

Unlike other sites, InboxDollars pays you in cash — no points or gift cards. It’s already paid its users more than $56 million.

Signing up takes about one minute, and you’ll immediately receive a $5 bonus to get you started.

Retire Two Years Earlier With This Simple Move.

Tired of searching for a financial advisor on your own? With Datalign Advisory, you can stop swiping and start finding the right fit—fast.

Using the power of AI technology, Datalign Advisory matches you with a financial advisor based on your specific needs and circumstances.

Ready to stop second-guessing your financial future? Fill out a quick form and start your free consultation with your ideal advisor today.

Add Baking Soda to Your Toilet

Let’s talk about an unsung hero hiding in your pantry: baking soda. You know, that unassuming white powder that’s usually reserved for baking cookies or deodorizing your fridge? Well, it turns out it’s a game-changer for your toilet too.

We get it, the idea might seem a bit odd at first, but trust us – this household staple can do wonders beyond the kitchen.

So, why should you consider adding baking soda to your toilet routine? Picture this: a sparkling, fresh-smelling porcelain throne without the need for harsh chemicals. No one wants a bathroom that resembles a chemical plant, right? Plus, it’s a budget-friendly hack that’s gentle on both your wallet and the environment.

Set Up Direct Deposit — Pocket $300

When you set up direct deposit with SoFi Checking and Savings (Member FDIC), they’ll put up to $300 straight into your account. No… really. Just a nice little bonus for making a smart switch.

Why switch? With SoFi, you can earn up to 3.80% APY on savings and 0.50% on checking, plus a 0.70% APY boost for your first 6 months when you set up direct deposit or keep $5K in your account. That’s up to 4.50% APY total. Way better than letting your balance chill at 0.40% APY.

There’s no fees. No gotchas. Make the move to SoFi and get paid to upgrade your finances.

Let This Free App Earn You $290/Year on Gas, Groceries and Dining

An app called Upside helps you earn cash back on everyday purchases without any mental math. The app shows you participating local gas stations where you can beat the pump price by as much as 25 cents per gallon.

Plus, you can earn cash back at grocery stores and restaurants including local favorites and national chains like Domino’s, Taco Bell, Five Guys, Popeyes and Applebee’s.

People who use the app regularly earn as much as $290 every year. That’s cash money deposited straight into your PayPal or bank account. Or redeem it for a gift card from popular brands like Amazon and Starbucks.

Here’s how to start earning: Just download the Upside app, set up a free account and check the map to find participating stores near you. When you’re ready, claim an offer, tap “Check In” before you pay with your linked card — easy money for a few seconds of your time.

You can cash out any time, and you’ll get your money within two days of initiating a transfer. Download the Upside app and use code PENNY25 to get an extra 25 cents per gallon off your first purchase.

Stop Paying Your Credit Card Company

If you have credit card debt, you know. The anxiety, the interest rates, the fear you’re never going to escape… 

And the truth is, your credit card company doesn’t really care. It’s just getting rich by ripping you off with high interest rates — some up to 36%. But a website called AmONE wants to help.

If you owe your credit card companies $100,000 or less, AmONE will match you with a low-interest loan you can use to pay off every single one of your balances. 

The benefit? You’ll be left with one bill to pay each month. And because personal loans have lower interest rates (AmONE rates start at 6.40% APR), you’ll get out of debt that much faster. Plus: No credit card payment this month.

You don’t need a perfect credit score to get a loan — and comparing your options won’t affect your score at all. Plus, AmONE keeps your information confidential and secure, which is probably why after 20 years in business, it still has an A+ rating with the Better Business Bureau.

It takes less than a minute and just 10 questions to see what loans you qualify for — you don’t even need to enter your Social Security number. You do need to give AmONE a real phone number in order to qualify, but don’t worry — they won’t spam you with phone calls.

Get 3% Cash Back on Gas and Groceries with No Annual Fee

So, we’re all out here buying groceries, filling up the tank, and binge-watching literally everything—but what if there was a card that actually paid you back for all of it? No catch. No weird coupon energy. Just real money back.

It’s called the Blue Cash Everyday® Card from American Express, and honestly? It’s kind of a no-brainer. You get 3% cash back at U.S. supermarkets, U.S. gas stations, and on U.S. online retail purchases—up to $6,000 per category per year (then 1% after that). So whether you’re grabbing groceries, filling up the tank, or buying way too much from that “just browsing” online cart, you’re getting rewarded for it.

Plus, with enrollment, you can get a statement credit for The Disney+ Bundle (Disney+, Hulu, and ESPN+), so even your streaming habit comes with a perk.

You’ll also earn 1% back on all other eligible purchases, and cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.

People love this card for a reason. It’s solid, has great reviews, and Amex customer service is next level. Like, “someone swiped my card and they handled it in 10 minutes” level good.

And the best part? You can get $200 statement credit back after spending $2,000 in the first six months. Since there’s no annual fee, you can try it out totally stress-free.

If you’re already spending the money, you might as well get a piece of it back.Take two minutes to check out the Blue Cash Everyday® Card from American Expressit might just be your easiest money win of the year.

Enrollment is required for some benefits. Terms apply. For rates and fees on the Blue Cash Everyday® Card, please see here.

Get Up to $2,000 in Stock When You Start Investing with Active Invest

If you’ve been thinking about investing, now’s the time to jump in. With SoFi Active Invest, you can trade stocks and ETFs with no commissions1, no account minimums, and no confusing hoops to jump through.

Here’s the best part: Fund an active account and enroll in SoFi plus with as little as $50, and you could earn up to $2,000 in stock2. Whether it’s your first trade or your 50th, SoFi makes investing accessible.

You can also take advantage of a 1% IRA match on contributions and rollovers, helping you grow your retirement savings even faster (terms apply).

With SoFi, you can buy and sell stocks with no commissions, so you never have to pay to invest your own money. You’ll also have access to real-time investing news, personalized watchlists, and curated insights to help you make smarter decisions. You can even start with as little as $5 thanks to fractional shares, making it easier than ever to own a piece of the companies you believe in. Plus, as a SoFi member, you’ll be part of a community of investors with access to exclusive events and rate discounts on other SoFi products.

Ready to put your money to work for you? Fund your account, start trading, and see how far SoFi Active Invest can take you.

$15K or More in Debt? Most People Don’t Realize This Option Exists

Life gets expensive, and sometimes credit cards become a lifeline. If you’re feeling weighed down by debt, National Debt Relief can help lighten the load for you.

If you have $15,000 or more in unsecured debt, their team of Certified Debt Specialists will work with your creditors to lower what you owe and set up a plan that fits your budget. No stress, no guesswork—just a clear path forward.

Most clients wrap up their debt in just 12 to 48 months. A free consultation is all it takes to start taking control of your financial future. Why wait? Get started today.

Protect Your Household from System & Appliance Breakdowns — and Save BIG!

It’s possible your fridge or HVAC system could turn on you at any moment, and there’s nothing your homeowner’s insurance would do to protect you.

Besides, would you really want to wait on insurance to get around to begrudgingly sending out help?

Choice Home Warranty’s plans deliver rapid response times for household repairs. Service is available 24 hours a day via their app, website, or phone.

A small monthly fee protects your washer, dryer, HVAC system, stove, fridge, and more—things your insurance company won’t. 

And not to keep bashing your awesome homeowner’s insurance, but these home warranty plans cost way less and could save you much more money than insurance.

Choice Home Warranty has protected more than 2 million homes from having to cancel plans or lean on credit cards. With a network of over 25,000 insured technicians, help is never far away.

Learn how you can get a Free Quote. Just take this 30-second quiz to learn how much coverage you need to protect your finances from appliance repairs.

Earn as Much as $1K/Month Doing Simple Online Tasks

Is there such a thing as easy money? If you know your way around the web, there certainly is. 

That’s because data is currency these days, and many companies are willing to pay cash for it — up to $1,000 per month.

Finding these companies can be time-consuming on your own. But a company called Freecash has compiled all sorts of quick cash tasks from about a dozen advertisers and market research companies thirsty for more data. Freecash has paid out over $13 million to users since 2019. 

You can pick and choose your tasks and complete them at your convenience. The coins you earn from each completed task can be converted into things like Visa gift cards, Amazon gift cards, cryptocurrency or cold-hard PayPal cash.

Signing up for a Freecash account is easy and there’s no minimum amount you need to earn before you can cash out. And if you’ve got enough free time on your hands, you can join the ranks of Freecash users making more than $1,000 a month in extra cash.

Sign up here to see how much you could earn.

Retire Two Years Earlier With This Simple Move.

Tired of searching for a financial advisor on your own? With Datalign Advisory, you can stop swiping and start finding the right fit—fast.

Using the power of AI technology, Datalign Advisory matches you with a financial advisor based on your specific needs and circumstances.

Ready to stop second-guessing your financial future? Fill out a quick form and start your free consultation with your ideal advisor today.

Advertising disclosure: Some of the links in this post are from our sponsors. We strive to provide accurate, reliable information. Compensation may influence how and where products appear on our site (including their order), and we do not include all companies or offers.